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Medicare Information

MEDICARE ADVANTAGE                         Whether you are just turning 65 or are older, Fenderson Insurance and its statewide affiliated agents can offer you Medicare Advantage, Supplement and Prescription Drug Plans.  For those turning 65 soon, you will qualify for Medicare Medical Benefits on the first day of the month you turn 65 (or the first of preceding month if you are born on the first).  Call, email or complete the Medicare Quote Request Form 3 months before your birthday so the agents at Fenderson Insurance can describe your options.

GAP FILLING PLANS                                 You may also feel more secure with an additional plan from GTL that fills in the co-insurance gaps of Medicare Advantage.  For just a few dollars, you can get extra cash paid directly to you for hospital stays, surgery, ambulance, cancer and other events.  This cash can be paid to the medical provider or used to pay other bills like groceries, loan payments and clothing.  But the choice is yours.  Complete the Medicare Quote Request Form and indicate “GTL”.

MEDICARE SUPPLEMENTS                     There are many forms of Supplements with different deductibles and payment options.  Fenderson Insurance has a local agent near you that will explain your choices.  Use the Medicare Quote Request Form to make an appointment.

PRESCRIPTION DRUG PLANS                 There seems to be as many Drug Plans as there are Prescriptions Drugs.  It might be confusing to select a plan that will pay for your specific medications.  To take the mystery out of the selection process you can have one of the agents at Fenderson Insurance simplify the ordeal.  Complete the Medicare Quote Request Form for immediate assistance.

ANNUAL ENROLLMEN PERIOD             If you are over 65 and enrolled in Medicare, you should review you Medicare options each Annual Enrollment Period (October 15 through December 7th).  Contact an agent at Fenderson Insurance in October to review you current program.  Perhaps your medications have changed, perhaps Medicare has changed the benefits or perhaps your plan is scheduled for a large rate increase.  You should know your options.

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